Business Funding
Capital for your business, fast
In partnership with FundWave Loans
Unique Payment Technologies is proud of our partnership and work with FundWave Loans — a funding platform that gets small businesses capital fast, without the usual headaches.
They work with restaurants, contractors, retailers, healthcare practices, trucking companies, salons — really any business that's been open 3+ months with steady revenue.
If you've ever needed capital to cover payroll, buy inventory, purchase equipment, or just smooth out cash flow — this is worth 2 minutes of your time.
Apply nowFundWave at a glance
Key facts about the platform
The problems we solve
No Spam or Cold Calls
Merchants come to us when they're ready. Zero pressure, zero outreach from us.
Slow Decisions Fixed
Traditional lenders take weeks. We return funding options within 24 hours.
Credit Barriers Gone
No hard pull on application. We look at the full picture of the business, not just the score.
Who qualifies
Funding built for real businesses
Our Merchants
- Small business owners nationwide
- All industries — retail, food, healthcare, construction, services
- Any credit score considered
- Open 3+ months with steady revenue
- Owners who want a digital-first experience
What They Get
- $3,000 to $2,000,000 in funding
- Options within 24 hours
- Funded as fast as next business day
- No hard credit pull on application
- Zero spam, zero cold calls — ever
- One easy-to-use platform
Best client profiles
🍽️ Restaurants & Food🔨 Contractors & Trades🏪 Retail & E-commerce🚚 Trucking & Logistics💊 Medical & Dental✂️ Salons & Beauty
Any business open 6+ months with $10K+/mo in revenue. If you have a bank account and sales, you can likely get funded.
Funding products available
Choose the capital that fits your business
Merchant Cash Advance
Revenue-based, no collateral, any credit score
$5K–$2M24–48 hrsSBA Loans
Lower rates, best for established businesses
$50K–$5M2–4 weeksEquipment Financing
Equipment is the collateral, up to 100% financed
$10K–$2M3–5 daysLine of Credit
Revolving, only pay interest on what you draw
$10K–$500K3–7 daysApply here
Takes 2 minutes and won't affect your credit. You'll complete the application on FundWave's secure platform.
✓ No obligation✓ Won't affect your credit✓ Options within 24 hours